7-Things You Need To Know Before Buying Mortgage Protection Insurance
7-Things You Need To Know Before BuyingRead More →
7-Things You Need To Know Before BuyingRead More →
Medicare Open Season is October 15 through December 07!
Open season can be a bit confusing for many seniors as many on regular Medicare with Medigap insurance coverage believe it pertains to them as well. In fact, Medicare Open Season is only relevant to those seniors with a Medicare Advantage plan or new to Medicare. Seniors with existing original Medicare can change their Medigap / Medicare Supplement plan at any time, as long as they meet the health requirements. In this article we attempt to answer the question; What Is the Best Medicare Plan?Read More →
“I like my Medicare supplement insurance plan and I want to keep it.”
It has to be the most common response we hear from seniors when first talk about lowering the cost of their Medicare Supplement Insurance. Our response? If you like your plan, keep your plan. Just don’t pay an insurance company more than you have to. Studies show that ore than eight out of ten seniors are overpaying for Medicare Supplement Insurance.
You see, all Medicare Supplement insurance (aka Medigap plans) are strictly regulated. No matter which company sponsors the plan, it must be identical to other insurance company Medicare Supplement insurance plans of the same type. You can keep your plan and change the insurance company sponsoring your plan and save a lot of money.Read More →
Just a few years ago there were only a couple insurance companies that added true living benefit life insurance within both their term and permanent life insurance products. Now, nearly ten different major insurers offer living benefit life insurance as a standard feature on select life insurance products. Recently another insurance company, one that is 140 years old, joined the growing list of insurers offering living benefit life insurance. This is great news! Even more, this particular insurer has additional benefits for all policy owners that are above and beyond what other insurers offer.Read More →
…Enter Medicare Supplement Plan N, one of the most popular Medicare Supplement plans in the country because it covers all the most significant potential medical expenses, but at a cost much lower than a Plan F. In fact, the premiums for Medicare Supplement Plan N are often 30% to 35% less than Plan F. Medicare Supplement Plan N is one of the most popular Medicare Supplement plans in the states of Florida and Pennsylvania, as well as many other states across the country because of the cost to benefit features that make it one of the best values in Medicare Supplement plans. In addition, as we detail below, there are features of Plan F and Plan G that are simply not necessary because of State laws limiting Medicare charges. In that case, seniors with a Plan F or Plan G are paying for insurance coverage they don’t need and will never use.Read More →
We talk to seniors about Medicare SupplementRead More →