Do I need life insurance?
In Life Insurance
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It’s a simple question most people ask of themselves at least once; do I need life insurance? The answer is simple, if you have any financial obligations to yourself or to others that can be disrupted or endangered by your falling victim to a heart attack, stroke or any critical or chronic illness as well as premature death, the answer is yes.

Wait a minute. Did you read that right? What do living through critical or chronic illness have to do with life insurance? I’ll answer that in a moment. First, let’s talk about the biggest problem of all; fear and misconceptions. I warn you though, this article is straight forward and does not pull punches. If you want a feel good story, don’t read further. If you want a dose of reality, read on.Read More →

In Mortgage Protection Insurance
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To secure a mortgage we are required to purchase and keep homeowners insurance because that policy protects the banks that lent you the money to purchase your house. Mortgage protection insurance, however, protects you and your family. It protects you from losing your home. You are not required to purchase mortgage protection insurance even though you are much more likely to need it and if you do, it determine your family’s quality of life four many years to come.
The mortgage protection insurance we offer our clients cost no more than the old fashioned “death only” coverage, but covers most major medical events. In fact, you can access your benefits in the case of heart attack, cancer, stroke, chronic disease or a major accident that leaves you unable to perform two or more of your activities of daily living.Read More →